I’m buying a home that was just built. Do I need title insurance?

I’m buying a home that was just built. Do I need title insurance?: It’s a very good idea. Here’s why. You may be the first owner of the home, but the land that it’s built on has probably had many previous owners. Title insurance will protect you against any liens or other pesky problems that could be costly to resolve (including legal fees to defend your claim to the property).; A title policy also comes to the rescue if a subcontractor or supplier who was involved in the construction of the home was not paid by the builder. For example, a carpenter, who has completed the work he was given, may have the right to place a lien on your property if a builder refuses to pay him. (This is common).; [Back]